economic and social development of the country. It also helps country prepare for change in response to various impacts arising from the increasing uncertainty and volatility we are facing today. Moreover

“Notifications on Acquisition or Disposal of Assets”). In consideration of the size of such transaction by means of calculation methods pursuant to rules under the Notifications on Acquisition or Disposal of

course of business, will not enter into any new material agreements with third parties, nor change the terms of any existing material agreements, irrespective of whether such agreements, or changes thereto

investments made in the higher-margins HVA businesses, integration into key feedstocks in balanced markets and timely investments in key geographies. These have resulted in a structural change in the earnings

( “ the Company” ) would like to submit our management’s discussion and analysis for the fiscal year ended December 31, 2019, as follows: For the year ended December 31 Change 2019 2018 MB MB % Sales

Change 9M/2018 9M/2017 Change MB MB % MB MB % Services income from debts collection and others 77.7 60.5 28.4% 201.8 177.0 14.0% Revenues from collection of purchased accounts receivables 369.3 288.9 27.8

the following details. Financial performance Statement of income Consolidated financial statements for the 9-month ended 30 September 2017 30 September 2018 Change (Reviewed/Restated) (Reviewed

operating results Details as follows: Performance summary (Summary Table) Unit: Million Baht Q2/2019 Q2/2020 %change 6M/2019 6M/2020 % change Revenue from contracts with customers 91.8 87.0 -5.2% 181.7 184.1

non-current assets amounted 1,035.1 million baht, increased 64.0 million baht or 6.6 percent compared to non-current assets as of December 31, 2019. The significant change occurred from changes in

baht or 5.5 percent compared to non-current assets as of December 31, 2019. The significant change occurred from changes in accounting policies due to Thai Financial Reporting Standard No. 16 (TFRS 16