who were impacted by other situations such as economy and drought under the relief measures from the Bank of Thailand. LH Financial Group Public Company Limited Management Discussion and Analysis for

hailand (SET ted Transa g; nnected Tra Limited wh y Limited (B he Transac e financial - Translat olution for R f Thailand Meeting o bruary 2020 Jaymart on Baht) fo older is co Capital Mar nsactions a T) Re

financial institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions ; (3) Islamic Bank of Thailand; “ obligor ” means a

several measures across our business units to minimize the impact on our profitability and maintain financial flexibility. Current business environment 1. Thailand: We temporarily closed our fashion and

. Excluding this adjustment, the net profit was THB 9.2 Mn with a margin of 1.5%. 6 Zen Corporation Group Public Company Limited 662 Soi Onnuch 17, Suanluang, Bangkok 10250 THAILAND. Tel: 02-0195000 Financial

แบบแสดงรายการข้อมูลสำหรับการเสนอขายหลักทรัพย์ (แบบ 69-1) 1 No. WHAUP-CS016/2017 August 11, 2017 Attention: Managing Director – Stock Exchange of Thailand Subject: Report of Financial Results for the

แบบแสดงรายการข้อมูลสำหรับการเสนอขายหลักทรัพย์ (แบบ 69-1) 1 No. WHAUP-CS024/2017 November 10, 2017 Attention: Managing Director – Stock Exchange of Thailand Subject: Report of Financial Results for

แบบแสดงรายการข้อมูลสำหรับการเสนอขายหลักทรัพย์ (แบบ 69-1) 1 No. WHAUP-CS009/2562 May 09, 2019 Attention: Managing Director – Stock Exchange of Thailand Subject: Report of Financial Results for the

แบบแสดงรายการข้อมูลสำหรับการเสนอขายหลักทรัพย์ (แบบ 69-1) 1 WHAUP 008/2018 February 20, 2018 Attention: Managing Director – Stock Exchange of Thailand Subject: Report of Financial Results for the Year

แบบแสดงรายการข้อมูลสำหรับการเสนอขายหลักทรัพย์ (แบบ 69-1) 1 No. WHAUP-CS002/2562 February 22, 2019 Attention: Managing Director – Stock Exchange of Thailand Subject: Report of Financial Results for