Co.Ltd.|20060101||TH|THB|20080105:085305| MS_FIF.TXT 0000000001|FIF|20080131 BondA||103|02|AAA|1|01|000|15000.00000|1|16.95|4|0107548000340|Government Housing Bank|TH|THB|03| AAA|00||None|00| None|9|9

) (1.6) Real estate and construction 21,057.0 21,590.0 (533.0) (2.5) Public utilities and services 39,820.8 40,245.3 (424.5) (1.1) Housing loans 26,215.5 27,342.4 (1,126.9) (4.1) Financial intermediation

(621.6) (2.7) Public utilities and services 38,790.5 39,946.8 (1,156.3) (2.9) Housing loans 20,691.9 20,828.0 (136.1) (0.7) Financial intermediation 40,721.8 43,623.3 (2,901.5) (6.7) Saving cooperative

the gap of FBB market with FWA (Fixed Wireless Access) technology to penetrate underserved area such as buildings and housing communities inaccessible by Fiber. We see 2020 as a year of early 5G

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended March 31, 2018 In the first quarter of 2018, Thai economic growth gained traction, buoyed by both domestic and international factors. However, the business sector faced rising challenges, namely various forms of competition, a borderless marketplace within the ASEAN Economic Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus lea...

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2018 The Thai economy in the second quarter of 2018 gained further traction from the first quarter. The ongoing economic rebound was mainly driven by exports and tourism, whereas domestic spending and investment only gradually picked up. Still, the economy has yet to see strong across-the-board growth. The business sector remained challenged by new modes of competition...

Housing loans 22,883.5 27,342.4 (4,458.9) (16.3) Financial intermediation 38,401.4 32,856.2 5,545.2 16.9 Saving cooperative 14,962.0 15,469.2 (507.2) (3.3) Others 1,696.9 1,950.9 (254.0) (13.0) Total loans

23,225.8 22,893.8 322.0 1.5 Public utilities and services 39,946.8 40,527.0 (580.2) (1.4) Housing loans 20,828.0 22,883.5 (2,055.5) (9.0) Financial intermediation 43,623.3 38,401.4 5,221.9 13.6 Saving

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

Housing loans 27,342.4 29,134.9 (1,792.5) (6.2) Financial intermediation 29,106.2 22,757.2 6,349.0 27.9 Others 1,950.9 2,055.4 (104.5) (5.1) Total loans to customers net of deferred revenue * 154,020.3