(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

million THB i.e. 5,100 million THB in 2018, 1,800 million THB in 2019 and 330 million THB of the subsidiary company. After Revision -Translation- 2 Performance in Q1/2018 and 2017 Consolidated financial

residential condominium and single house projects i.e. 7,300 million THB in 2019 and 500 million THB in 2020. -Translation- Performance in Q1/2019 and 2018 Consolidated financial statements The net profit of

. 6,700 million THB in 2018 and 6,000 million THB in 2019. The Company is planning to launch new projects worth 8,350 million THB in Q4. 2 Performance in Q3/2018 and 2017 Consolidated financial statements

Revenues and Net Profit Consolidated FS Q1/2019 Q1/2020 Change MB. % MB. % MB. % Revenue from contracts with customers 89.9 16.3% 97.1 12.7% 7.1 7.9% Interest income and dividend income 336.4 60.9% 362.8

2,157 2,126 31 Current liabilities 756 1,299 (543) Non-current liabilities 584 27 557 Total liabilities 1,340 1,326 14 Equity 817 800 17 Consolidated financial information (Unit : Million Baht) Change 6