services to AEON cardholders. In addition, in 2019 The Company opened a new platform branch with our first Flagship Store at Central World Shopping Center. This raised our financial services to a digital

The SEC is hosting the Asia Pacific Takeovers Regulators Conference 2019, an annual platform for expanding cooperative network within the region and sharing views on regulatory frameworks and

headcount. This will help not only strengthen our core platform but also ensure sustainable long-term growth. In addition, the Company set aside additional provisions for employee retirement benefits in the

% (3.76) -0.5% -26.1% -44.6% Interest Expenses (7.80) -1.0% (11.56) -1.4% (11.13) -1.3% -3.7% 42.7% Profit before income tax expenses 157.70 20.0% 170.98 20.1% 163.57 19.7% -4.3% 3.7% Income tax expense

compared to +1.1% in FY19. Cost & Expense Cost of service for 2020 was Bt81,641mn, flat YoY from decrease in regulatory fee and prepaid commission following revenue decline offset by higher network OPEX

expense and income tax expense rose slightly, by Baht 78 million or 0.33 percent over-quarter, as a result of an increase of Baht 450 million or 2.90 percent in non-interest income, and an increase of Baht

& Expense Cost of service in 2Q21 was Bt21,012mn, increasing 3.0%YoY mainly from higher amortization but decreasing 0.5%QoQ.  Regulatory fee was Bt1,347mn, increasing 5.2%YoY from one-time USO fee reduction

, or 2.08 percent in impairment loss on loans and debt securities. Operating profit before provision expense and income tax expense increased Baht 348 million, or 1.49 percent, over-quarter, due largely

Company divided by the total number of ordinary shares of the Company which are traded in the SET during 7 consecutive business days (the day on which the stock market is opened for the stock trading) prior

Company has more advertising in various media in order to publicize and promote the content, resulting in a decrease in net profit ratio (ROS) from 16.24% in 2017 to 16.00% in 2018. The total expense to