achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has
invest for leadership both on network quality and customer perception. Significant Event in 3Q21 1. In Sep-21, AIS entered into a settlement on some of the legal disputes with National Telecom Public
network and coverage to drive 5G leadership. Revenue from interconnection charge (IC) and NT partnership was at Bt3,193mn, dropped -2.9% YoY from lower IC rate and -1.4% QoQ following lower network traffic
% YoY) would continue from pressure in cost. AIS FY22 CAPEX will remain approx. 30bn to ensure that we continue to invest adequately for 5G network quality leadership. Market and Competitive Environment
relationship with the customers while continuously uplifting the value in multi -product proposition. • Mobile to focus on sustaining leadership in network quality and coverage, personalized segmented offerings
Baht volatility and international capital movements. Within this context, KBank has accentuated enhancement of our business capabilities to achieve sustainable growth and maintain our market leadership
consequences, and thus ease potential problems from lending, comprise four major elements, namely leadership and responsible lending commitment, stakeholder engagement, internal implementation mechanisms, and
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