% Cost of services - Tolling - - Selling expenses 238,841,441 365,224,430 -53% Administrative expenses 940,093,555 843,319,164 10% Provision for loss on purchase orders for undelivered raw material

new business to support future growth complied with the policy of synergy in group companies. Jaymart has been expanding business focusing on the retail business and preceding transformed into the

customers increase and expanding a financial product line. In addition, in the third quarter of 2019, the Company recorded the other incomes from gain on sales of written-off receivables at the amount of 248

banking agent business.  Developing Boonterm kiosk to be a one-stop financial service kiosk, i.e. cash deposit, money withdrawal, money transfer, payment, and new account opening.  Expanding lending (PL

addition, the Company has expanding more cashing service channels providing more convenience to customers and this also saved the Company’s operation cost. AEON members can utilize the revolving loans

. Commercial and residential (B) Revenue in this segment has increased Baht . million when compared to the same period of last year or . per cent. Due to commitment for expanding their business to CLMV, effect

promotions with dealers for installment loans. The Company also has expanding more online services for customers’ convenience and this also saved the Company’s operation cost as well. Therefore, AEON members

grow. Expanding business toward secure debt acquisition to manage. And set up collection business in CLMV region. Management and Discussion Analysis FS2017 Page 7/7 Jaymart Public Company Limited 3

refrain from expanding, to suspend, or to rectify its business operation pursuant to section 141, section 142 or section 143 of the Securities and Exchange Act B.E. 2535 (1992); (6) the management company

Commission or the Office to refrain from expanding, to suspend, or to (Unofficial Translation) 3 rectify its business operation pursuant to section 141, section 142 or section 143 of the Securities and