Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations
damage caused by false policies of the former executives of the Company (which the current Board of Directors and executives have filed a complaint against the former executives to SEC, including
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Expenses analysis Q3 2016 Q3 2017 Increase/(Decrease) THB mm THB mm THB mm % Selling expense 40.2 40.9 0.7 1.5% Administrative expense 245.5 270.7 25.2 10.3% Finance costs 628.2 406.1 (222.1) (35.3%) Total
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