quarter, because there is no sale of written-off receivables in this quarter. However, in comparison of the 9M/2023’s revenue to the same period last year, the revenue from credit card increased 5%, in line

to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 4Q/23 %QoQ FY22 FY23 %YoY FY22 FY23

reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated 1Q/23 2Q/23 %LQ 1H/22 1H/22 %LY Credit card income

income surged significantly, especially the 19% increase in bad debt recovery. However, this year the Company will focus on fee-based income expansion. Revenues Structure Profit and Loss Statement Unit

Others Profit and Loss Statement Unit : Million Baht Consolidated Separate 3Q23 3Q24 %YoY 9M23 9M24 %YoY 9M23 9M24 %YoY Credit card income Loan income Hire-purchase income Other income 1,989 2,411 249 755

Verification of Foreign Collective Investment Scheme and Announcement of Qualifying Scheme

their voting rights to promote quality of investment in listed companies is admirable and in consistence with the SEC?s Sustainability Development Roadmap. The announcement of proxy voting guidelines

declare the corporate intent to serve the public and capital market stakeholders with integrity, transparency and corporate governance, on 8 May 2019. The SEC Declaration of Intent is in compliance with

(Translation) Form 247-3 (SorChor. 6/2546) Announcement of Intention to Make a Tender Offer 1. Submission date: 16 February 2018 2. Name(s) of the person(s) announcing the intention to make the

Bangkok, 30 July 2022 – with reference to Zipmex Group’s announcement on its website www.zipmex.com regarding its submission of moratorium relief for its businesses, including Zipmex Thailand, to the