Change Baht million % Baht million % (%) Retail Lending 137,499 62.5 125,954 65.3 9.2 Hire Purchase 107,800 49.0 103,926 53.9 3.7 Personal loan 6,369 2.9 5,745 3.0 10.8 Micro SMEs loan 6,685 3.0 5,031 2.6
11.5 Hire Purchase 108,191 47.3 103,926 53.9 4.1 Personal loan 6,528 2.9 5,745 3.0 13.6 Micro SMEs loan 7,040 3.1 5,031 2.6 39.9 Housing loan 18,642 8.2 11,252 5.8 65.7 Commercial Lending 55,813 24.4
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
) % Amount (Baht million) % (%) Retail Lending 148,568 59.9 145,223 61.0 2.3 Hire Purchase 109,575 44.2 107,612 45.2 1.8 Personal loan 8,282 3.3 7,993 3.4 3.6 Micro SMEs loan 8,080 3.3 7,954 3.3 1.6 Housing
December 31, 2020 Change Amount (Baht million) Ratio (%) Amount (Baht million) Ratio (%) (%) Retail Lending 174,330 63.6 168,187 62.7 3.7 Hire Purchase 131,539 48.0 127,009 47.3 3.6 Personal loan 7,791 2.8
) % Amount (Baht million) % (%) Retail Lending 148,568 59.9 145,223 61.0 2.3 Hire Purchase 109,575 44.2 107,612 45.2 1.8 Personal loan 8,282 3.3 7,993 3.4 3.6 Micro SMEs loan 8,080 3.3 7,954 3.3 1.6 Housing
every three years, but will not exceed 3 percent) Regulations, Methods and Conditions for Operating Personal Loan Business under Supervision The Bank of Thailand (BOT) issued Notification of the BOT No
shall be granted to existing digital asset business operators who have complied with regulations stipulated by the Securities and Exchange Commission. 4. Criteria for personal income tax collection: An
has placed an emphasis on comprehensive risk management such as credit risk, market risk, liquidity risk, operational risk, cyber risk and strategic risk which are also covered and properly managed