(3.6) 4,486.1 4,805.2 (6.6) Net non-interest income 804.0 1,011.8 (20.5) 513.2 56.7 3,417.8 2,254.8 51.6 Operating income 1,912.0 2,108.6 (9.3) 1,662.4 15.0 7,903.9 7,060.0 12.0 Other operating expenses
Gain and return on financial instruments decreased of Baht 190.32 million whereas Operating expenses decreased mainly from Employee expenses decreased of Baht 126.50 million and The allowance for
operating expenses 681.4 684.5 (0.5) 675.7 0.8 2,052.4 2,037.9 0.7 Bad debts, doubtful accounts and impairment loss 70.0 110.1 (36.4) 140.0 (50.0) 510.1 487.2 4.7 Income tax expenses 155.3 168.4 (7.8) 146.9
Other operating expenses 715.7 681.4 5.0 682.8 4.8 2,768.1 2,720.6 1.7 Bad debts, doubtful accounts and impairment loss 60.0 70.0 (14.3) 130.0 (53.8) 570.2 617.2 (7.6) Income tax expenses 135.0 155.3
income 2,108.6 2,106.6 0.1 1,685.8 25.1 5,991.8 5,397.6 11.0 Other operating expenses 738.1 759.1 (2.8) 681.4 8.3 2,228.5 2,052.4 8.6 Bad debts, doubtful accounts and impairment Loss 450.0 470.0 (4.3) 70.0
ZMICO for the first quarter of 2020 and 2019 were as follows:- Unit : Million Baht 2020 2019 Net securities business income 306.97 261.18 Operating expenses (258.41) (273.01) Corporate income tax – income
Third Quarter ended 30 September 2020 Page 5/19 Other Operating Expenses In the third quarter of 2020, other operating expenses amounted to Baht 695.4 million, decreased by 5.8% from the third quarter of