million due to decline of Front end fee. The company also has a better management in credit line for the group of the company. Moreover, audit fees also decline because in 2016 the company prepared to be a
1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for
rates during 1Q20. Interest expense totaled Baht 1,301 million, a decline of 6.1% yoy, with cost of funds declining to 2.0% for 1Q20 comparing to 2.3% for 1Q19 from effective cost management in line with
, with board oversight, structures, reporting line, and appropriate authorities, and responsibilities in the pursuit of objectives. Questions Yes No. 3.1 Top management set up the organizational structure
million, a decline of 20.0% yoy, with cost of funds declining further to 1.6% for 3Q20 comparing to 2.4% for 3Q19 from effective cost management in line with the decline in policy rate and deposit rates in
management service business, which was in line with increase of revenue of such business. • Overall expenses The total selling and administrative expenses was THB 957.92 million, a decrease of THB 30.74
MANAGEMENT DISCUSSION & ANALYSIS 2Q 2018 14 AUG 2018 U CITY PCL 2Q 2018 MD&A (for the quarter ended 30 June 2018) 1 U CITY PCL 15 MAY 2018 2Q 2018 KEY FINANCIAL HIGHLIGHTS Total revenue rose
, “Management Report”. B prudent consideration on factors in line with uncertainties stemming from the continued economic slowdown. At the end of 2019, our robust capital position was sufficient to cushion
maximize stakeholders’ returns. KBank’s risk management strategy has been established in line with international guidelines and principles, and applied throughout the Conglomerate. We engage in a