on hire purchase loans from the higher portion of used cars mix in portfolio and also from the increase in personal loan segment. Cost of fund dropped further yoy from 2.7% to 2.3% resulting in
products and also from the decline in global oil prices and the high base effect of last year expedited exports before the increase in US import tariffs on Chinese products. In the tourism sector, the number
also from the decline in global oil prices and the high base effect of last year expedited exports before the increase in US import tariffs on Chinese products. In the tourism sector, the number of
conditions. In the first quarter of 2021, the Company started the operation of life and non-life insurance brokerage business to be in line with customers’ lifestyle, increase efficiency and reduce operation
development to support compliance with the personal data protection law of the Office of the National Digital Economy and Society Commission, the Project of Geographic Information Acquisition and Development
burden of SME and consumers and increase liquidity in the markets and to further support the fiscal measures that have already been introduced earlier. For 2020, the Thai economy is projected to contract
portfolio in other retail loans continued to grow considerably contributed by the Bank’s direct sales team. Personal loans amounted to Baht 5,745 million, an increase of 35.5% from the end of 2016, Micro SMEs
continued to grow considerably contributed by the Bank’s direct sales team. Personal loans amounted to Baht 5,745 million, an increase of 35.5% from the end of 2016, Micro SMEs loans including SME Car3x loans
and increase liquidity in the markets and to further support the fiscal measures that have already been introduced earlier. 3 For 2020, the Thai economy is projected to contract significantly due to (1