employed several strategies in order to help customers such as assisting customers to prepare the financial documents, house appraisal process, reduce transfer fee as well as house mortgage fee for the house

, 2020 onwards, in order to promote home ownership among first-time homebuyers (first-home mortgage) and ease their burdens on related expenses. Therefore, home loan applicants are allowed to request top

Absolute ownership Liability Mortgage as collateral with a financial institution for both land title deeds The use prior to the Used as a warehouse Enclosure Page 6 disposal 4.2 Land in the Soi Romyen 2

, area 5,320 square wah Legal rights Absolute ownership Enclosure Page 6 Liability Mortgage as collateral for an outstanding Baht 190.00 million long-term loan with a financial institution for both land

a signature or print shall be in accordance with the laws on securities and exchange. (Translation) 3 From the existing Article 11. The Company shall neither own nor accept its own shares for pledge

nor accept its own shares for pledge. Amended to read Article 11. The Company shall neither hold nor accept its own shares for pledge, except for the following: (1) The Company may buy back shares from

building and decoration for dialysis center (KT Medical Services Dialysis Center (Phatthanakan)). As a result, the Group has fees from mortgage and interest expenses. While the first half of , the Group did

the same period in the precedent year, which is the result from the real estate sector stimulus package from government by reducing the transfer fee and mortgage fee which is in effective from 29

confidence and higher household incomes. In early October, Bank of Thailand announced tighter mortgage rules in order to cool the property market and avoid the escalation of risks. Domestically, private

homebuyers, reduction of ownership transfer fee and mortgage registration fee to 0.01%, housing loan measures of the Government Housing Bank and financial support for down payment. Such measures gradually help