expenses 115.49 106.14 9.35 8.8% Total expenses 3,065.73 3,066.16 -0.43 0.0% Earning before interest and tax 253.50 341.41 -87.91 -25.8% Finance cost -5.55 -4.83 -0.72 14.9% Share of profit from investment

104.79 1.35 1.3% Total expenses 3,066.16 2,946.38 119.78 4.1% Earning before interest and tax 341.41 279.67 61.74 22.1% Finance cost -4.83 -8.02 3.19 -39.8% Share of profit from investment in associate

1.27 8.6% Administrative expenses 28.79 25.75 3.04 11.8% Total expenses 788.14 741.40 46.74 6.3% Earning before interest and tax 71.92 75.54 -3.62 -4.8% Financial expenses -1.33 -1.64 0.31 -18.9% Share

increase of 660 million baht or 41% y-y. However, net profit from the Company was 1,789 million baht showing an increase of 501 million baht or 39% y-y, and earning per share was 7.16 baht. For the second

, net profit from the Company was 2,690 million baht, showing an increase of 652 million baht or 32% y-y, and earning per share was 10.76 baht. In the third quarter of 2018, the Company had consolidated

2,283 1,395 544 2,086 2,392 558 -9% 72% 3% Total Expenses 4,221 5,036 19% Profit before tax income 1,272 607 -52% Income tax expenses 255 152 -40% Net profit for the period 987 530 -46% Earning Per Share

million baht or 10% y-y. The Company recorded net profit of 1,929 million baht, showing an increase of 140 million baht or 8% y-y, and earning per share was 7.72 baht. For the second quarter of 2019, the

% 117% Earning Per Share (Baht per share) 2.12 4.74 4.60 -3% 117% 3 Sales and Revenues Structure for the first quarter of 2021 - Credit Card In the first quarter of 2021, credit card sales accounted for

income was reported at 4,574 million baht, a decrease of 73 million baht or 2% y-y. The Company recorded net profit of 3,553 million baht, a decrease of 137 million baht or 4% y-y, earning per share was

profit of 3,122 million baht, an increase of 479 million baht or 18% y-y, and earning per share was 12.49 baht due to the Company is focusing on marketing through online channels and oversea business was