note that the contents added in brackets [….] have only been provided in the English version for clearer understanding.

this 2nd day of May 2006. - signature- (Mr. Thanong Bidaya) Minister of Finance Chairman of the Securities and Exchange Commission Note: please note that the contents added in brackets [….] have only

4th day of June 2009. - signature- (Mr. Vijit Supinit) Chairman Securities and Exchange Commission Note: please note that the contents added in brackets [….] have only been provided in the English

Microsoft Word - 60-12-20 ELCID-NMG-18-12-2017-TH-final(clean) (2)     เร่ือง เรียน ส่ิงท่ีส่งม ท่ี 11/256 เพื่อปรับ ของอุตส บริษทัฯ ท (contents ประกอบ ประกอบ ละ 90 ขอ ยอ่ยซ่ึงเป็ ทั้งส้ิน 14 โดย

importance on supporting functions, which are in harmony with our business directions that focus on effective, timely and proactive integrated risk management (IRM), internal operation efficiency, maximized

directions that focus on effective, timely and proactive integrated risk management (IRM), internal operation efficiency, maximized resource utilization, along with better IT systems, to ensure that we will

quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant

business strategies, the aforementioned endeavors allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad. B Contents Page

gaining wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1

awards we received in this quarter. B Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the First Quarter of 2019 1 1.2 Banking Industry and