Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly

promoting a value-based economy will happen in four important areas (1) From traditional to modern agriculture with a focus on management and technology; (2) From traditional SME to smart enterprises and

Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). The BOT has granted a temporary relaxation on liquidity, adjusting the LCR and NSFR to lower than 100 percent until 31 December 2021, in

megawatts in 2018 by 7.7 percent. This is a result of higher temperature from previous year and increasing electricity consumption from private sectors. Peak demand for electricity consumption is shown in

SME loans will be relatively stable compared with the previous quarter. Demand for consumer loans is likely to decrease significantly due to the Covid-19 outbreak and public health measures. Some

Heat and Power Producing Company Limited (CHPP) in Q1/2018 increased by Baht 9 million or 46% from Q4/2017 due to the increase in revenue from selling chilled water since the temperature was higher in Q1

Refinery & Trading Business Group 15 Marketing Business Group 17 Power Plant Business Group 19 Bio-Based Products Business Group 21 Natural Resources Business Group 23 Statement of Financial Position 26 Cash

from the previous year (in 2018: THB 16.60 million), which is line with the greater irradiation. - Service income In 2019, SAAM Group’s service income, representing stable income generation from long

indirect connection to the organization’s internal network systems; 4 “cloud computing” means a type of internet-based computing that provides shared computer processing resources and data on demand

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For Quarter 1/2020 11 - Refinery & Trading 16 - Marketing 19 - Power Plant 21 - Bio-based Products 23 - Natural