11.5 Hire Purchase 108,191 47.3 103,926 53.9 4.1 Personal loan 6,528 2.9 5,745 3.0 13.6 Micro SMEs loan 7,040 3.1 5,031 2.6 39.9 Housing loan 18,642 8.2 11,252 5.8 65.7 Commercial Lending 55,813 24.4
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
% (%) Retail Lending 142,334 59.8 140,402 61.4 1.4 Hire Purchase 105,760 44.4 108,191 47.3 (2.2) Personal loan 7,639 3.2 6,528 2.9 17.0 Micro SMEs loan 7,827 3.3 7,040 3.1 11.2 Housing loan 21,108 8.9 18,642 8.2
) % Amount (Baht million) % (%) Retail Lending 148,568 59.9 145,223 61.0 2.3 Hire Purchase 109,575 44.2 107,612 45.2 1.8 Personal loan 8,282 3.3 7,993 3.4 3.6 Micro SMEs loan 8,080 3.3 7,954 3.3 1.6 Housing
December 31, 2020 Change Amount (Baht million) Ratio (%) Amount (Baht million) Ratio (%) (%) Retail Lending 174,330 63.6 168,187 62.7 3.7 Hire Purchase 131,539 48.0 127,009 47.3 3.6 Personal loan 7,791 2.8
) % Amount (Baht million) % (%) Retail Lending 148,568 59.9 145,223 61.0 2.3 Hire Purchase 109,575 44.2 107,612 45.2 1.8 Personal loan 8,282 3.3 7,993 3.4 3.6 Micro SMEs loan 8,080 3.3 7,954 3.3 1.6 Housing
personal expenses and the depreciation because of the expanding capacity of subsidiaries. Sincerely yours, (Mr.Pongpat Patanavanich) Managing Director
สำนักงานคณะกรรมการกำกับหลักทรัพย์และตลาดหลักทรัพย์ โปรดรอสักครู่... เรื่อง : สัมมนาเรื่อง “การเตรียมความพร้อมกรรมการ และผู้บริหารระดับสูงในเรื่อง Personal Data Protection” (ฺBO) วันที่ : 05/03/2020
operations & Administrative expenses increased by Baht 97.94 million or 6.79 % due to the Medical personal expenses which was in line with the increased revenue,also increased because of the expanding capacity
& Administrative expenses increased by Baht 23.54 million or 13.02 % due to the Medical personal expenses also increased because of the expanding capacity of subsidiaries. 3. Finance costs increased by Baht 13.17