structure of the Company was in the strength level and cash flow could be managed effectively, hence, there was no interest paid. According to the above mentioned reasons, the Company’s profit before income

businesses in the Thai capital market. Concurrently, the SEC encourages audit firms in the capital market to build up their strength through the three mechanisms, namely Self-discipline, Market Force, an

non-performing loans, which is a strength area of the company whereby the fund structure is suitably maintained. In addition, JMT Plus business is still in an early stage and exposed to a default risk

และสถาบันจัดอันดับที่ปรากฏตามตารางแนบท้ายประกาศนี้ เป็นอันดับและสถาบันจัดอันดับที่สำนักงานยอมรับในการจัดอันดับความแข็งแกร่งทางการเงิน (financial strength rating) ของผู้รับประกันภัย เพื่อประโยชน์ในการใช้

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

capital loans from businesses including SMEs – as well as credit card and personal loans. Meanwhile, deposits rose, especially at large banks. It is expected that new loans should increase along with

by Baht 34.37 million or 7.21% from the general patients of subsidiaries. 2. Cost of hospital operations increased by Baht 41.22 million or 11.03 % due to the increasing of medical personal expenses

. Cost of hospital operations & Administrative expenses increased by Baht 49.04 million or 9.45 % due to the Medical personal expenses increased because of the expanding capacity of subsidiaries. 3

expenses increased by Baht 57.24 million or 10.58 % due to the increase in medical personal and general staff expenses to support the future expansion of subsidiaries. Morever according The Labor Protection

. Cost of hospital operations & Administrative expenses increased by Baht 29.44 million or 10.92 % due to the Medical personal expenses also increased because of the expanding capacity of subsidiaries. 3