digital clients so they can increase their revenues and reduce customer servicing costs. V3 22/02/62 14:27 น. 3 Thai Banking Industry in 2019 Global economic growth is likely to be slow and uncertain, while

economic environment in the third quarter continued to pose a challenge for commercial banks’ business operations so lending and deposits continued to grow at a slow pace. As deposits grew at a higher rate

with 2Q 2018 core EBITDA of $58 million, a marginal decline of 2% year-on-year. The Fibers HVA business was impacted by slow integration of Durafiber assets, force majeures by two raw material suppliers

in Q4/2018 continuously grew. Export-oriented manufacturing businesses continuously expanded but domestic-oriented manufacturing was rather stable as slow recovery of private consumption and high

efficiency programs. Cash CAPEX is expected to slow down YoY to a range of Bt35-38bn and will be spent mainly on 4G network and fixed broadband expansion in last miles. We maintain the dividend policy to pay

confidence and business sentiment. The continual expansion could help offset the slow disbursement of public investment in this quarter. All in all, economic drivers continued to improve particularly

Microsoft Word - FY19 MDA edited after comment.docx 1 FY19 MD&A Advanced Info Service Plc. Executive Summary Mobile business grew amid competition In FY19, despite slow economic growth and continued

from the slow economic growth of trading partners, the protectionist trade policies between the US and China and the down-cycle of electronic products. In the tourism sector, the number of tourist

Execution due to Acquisition or Disposal of Assets”. 3.3 The reason of the acquisition Due to the overall of automotive group business has rapid change and continuing decrease the growth and slow down

เหลือน้อย (Slow moving Inventory) มำจัดรำยกำรโปรโมชั่นสง่เสริมกำรขำย สง่ผลให้ก ำไรขัน้ต้นลดลง ค่าใช้จ่ายในการขาย ค่ำใช้จ่ำยในกำรขำยส ำหรับงวดหกเดือนสิน้สดุวันที่ 30 มิถนุำยน 2561 และ 2562 เทำ่กบั 262.49