fluctuations in money market and capital market and has severely affected all sectors in the economy, especially tourism sector which acutely shrunk due to travel restrictions and lockdown measures. Export
% 23.5% 23.2% 0.3% Expense to operating income ratio 41.9% 45.8% 44.9% (3.9)% (3.0)% 42.8% 47.8% (5.0)% Return on average assets * 1.06% 1.07% 1.10% (0.01)% (0.04)% 1.09% 1.09% - Return on average equity
income ratio 21.2% 21.3% 23.2% (0.1)% (2.0)% 22.2% 23.5% (1.3)% Expense to operating income ratio 43.5% 42.8% 41.9% 0.7% 1.6% 42.1% 42.8% (0.7)% Return on average assets * 1.14% 1.16% 1.06% (0.02)% 0.08
2020 2019 Amount (%YTD) Interbank and money market items - net 29,788.4 18,569.1 11,219.3 60.4 Investments - net 57,486.5 66,288.6 (8,802.1) (13.3) Loans to customers - net 155,469.1 152,040.7 3,428.4
were required to pay a civil monetary penalty, return the benefits received from committing the offense, a bar from serving as directors or executives in securities issuing companies or securities
still be necessary to support a more robust growth in domestic demand, which would foster the return of inflation to the target range. The 2018 economic growth is expected to be within a range of 4.0-4.5
and anytime with a double security system with easy-to-use menu and to make sure for financial transactions. It provides services of transfer money between bank account and transfer money from the bank
operating income ratio 45.8% 40.7% 50.7% 5.1% (4.9)% 43.3% 49.4% (6.1)% Return on average assets * 1.07% 1.13% 0.98% (0.06)% 0.09% 1.10% 1.07% 0.03% Return on average equity * 8.38% 8.81% 7.80% (0.43)% 0.58
of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank. In addition, the bank holds various