first quarter of 2017, following the continuous loan growth. Net Non-Interest Income Net non-interest income are including net fees and service income, gains on trading and foreign exchange transactions
facilitated by government subsidizations. This was further supported by a continuous increase in foreign arrivals despite some structural headwinds and rising geopolitical conflicts. In summary, AIS reported
significantly, but the price of imported raw materials were on a continuous upward trend, thus the cost of raw material increased consequently. Total labor cost including requirement of outsourced labors
of continuous expansion of Thailand’s economy. This is mainly driven by export sector, which enables to be well expanded including with gradual recovery of domestic economy significantly driven from
continuous long-term project. Thus, revenue from this segment increased. • The company’s revenue from Game & Production for year ended 2019 was THB 47.9 million, decreased 13.8% which amounting to THB 7.7
. Moreover, a good trend in farm income and tourism sector supports continuous private consumption growth. For public expenditure, public consumption is expected to expand more than that of last year, while
continuous improvement in consumer confidence and household income. Private investment expanded in line with private consumption and capital outlays arising from production relocation to Thailand of some
“Mahachai Group”). The Company entered into a loan agreement dated February 17, 2014, with the loan amount of THB 400,000,000, for a period of 5 years, with Mr. Nirum as the lender, and then entered into a