indicated that in the third quarter of 2019, credit demand from the business sector improved from the previous quarter, due to loan demand from large corporates, particularly for working capital in the

and new loan for business expansion to generate new revenue stream. CPN has nevertheless achieved growth in revenues and operating profits for all businesses, thanks to effective cost management and

new loan for business expansion to generate new revenue stream. CPN continues to exercise effective cost management and according to the changing business environment. Central Pattana Public Company

price for reference. Benefits to CAZ 1. CAZ will have additional capital through fund raising for its business expansion, or CAZ’s loan repayment, and/or reserve as working capital. 2. CAZ will have more

Company launched new business model “AEON Auto Loan” or used car loan to expand new target customers. - Others In the fiscal year ended February 28, 2018, the Company had other incomes of 1,914 million baht

due to the growth of loan portfolio specially the credit card business. Moreover, the operating cost has been managed with higher efficiency. 5 2. Financial Status Statement of Financial Position 28

related parties of THB 167.0 mm, because of having loan to the associate in power business. 4. Increase in Investments in available-for-sale of THB 928.5 mm, due to increase in market capitalization of

of financial institutions and debenture together with minimizing the impacts from full loan guarantee provided to Power Plant business and its high debt resulting in decreasing in debt to equity ratio

be taken by all other creditors such as ACO I so it was limitation for the Company to procure funding sources from loan from financial institution to be used for business operation. Currently, the

. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise segment, the goals will be on building efficiencies, creating standards, identifying new alternative