Perform Duty of Investment Analysis and Investment Consultant dated January 18, 2012. The said actions were also classified as prohibited characteristics of personnel in capital market according to Clause 6

agreements relevant to the transaction to facilitate the NPL management and collection business operation. While the transaction is classified as a sizable related party transaction and asset acquisition, the

, GLAND?s major shareholder, they are classified as related party transactions and acquisitions of assets required the approval of shareholders? meeting. In this connection, GLAND will propose such

investment planner, classified as a new category of regulated capital market personnel.

of the company and shareholders as a whole. The above transactions are classified as high value acquisition of assets required the shareholders? meeting approval with the vote of at least three fourths

(“Mandarin”). This transaction is classified as the connected transaction with the following details: The transaction date : After the approval from the Board of Directors’ meeting. The connected parties

businesses and investors, preparing a set of common offering rules classified by risk and complexity levels of products to boost flexibility in offering new products and services, and introducing a new

sectors, consumption and investment continued to recover, though not yet at broad-based level. Domestic consumption recovered in the durable goods section especially in the vehicles and service sector from

, consumption and investment continued to recover, though not yet at broad-based level. Domestic consumption recovered in the durable goods section especially in the vehicles and service sector from tourism

private consumption and private investment. Private consumption grew notably in durable goods segment (especially in vehicles) while growth in non-durable and semi-durable goods contracted partly from the