dividend was paid on September 21, 2018 at the rate of Baht 2.00 per share with the remaining Baht 3.00 per share paid on May 21, 2019. Capital Adequacy Ratio (BIS ratio) As of June 30, 2019, the Capital

 to each offshore subsidiary's base currency.  Payout Analysis In Q218 THB 805m final dividend of THB 1.00 per share was paid during the quarter from the profits of 2017. In Q217 THB 805m final dividend

Plus Fund Management 16 Phatra SET 50 ESG Phatra Asset Management 17 Thanachart Eastspring Equity Dividend SSFX

loan loss reserves to NPL 176.3% 159.3% 160.2% 17.0% 16.1% Total capital adequacy ratio 17.22% 17.97% 18.17% (0.75)% (0.95)% ** Less deferred revenue V2 30/08/61 14:31 น. 3 In the second quarter of 2018

) 84,137 83,478 87,419 0.8% (3.8)% Ratio of NPL to total loans 3.6% 3.5% 3.9% 0.1% (0.3)% Ratio of loan loss reserves to NPL 180.1% 176.3% 160.2% 3.8% 19.9% Total capital adequacy ratio 17.86% 17.22% 18.17

4,000 million in August 2017 and another Baht 4,000 million in June 2018, and a 163.7% increased of Other Income from Dividend received of Glow IPP amounted of Baht 25.0 million. In 9M2018, Profit

will benefit from the increase of business value, as well as the operation results and dividend payment in the long term basis. 7. Opinion of the Board of Directors on the capital increase or allocation

- Increase proportion of investing in the company which has potential and opportunity to grow continuously. - Return on investment in form of dividend income. Source of funds : Company working capital

. Benefits which shareholders will receive from the capital increase/share allotment 7.1. Dividend policy The Company has policy to pay dividend at the rate of not less than 50% of net profit of the

share. The interim dividend was paid on September 22, 2017 at the rate of Baht 2.00 per share with the remaining Baht 3.00 per share paid on May 21, 2018. 12 Capital Adequacy Ratio (BIS ratio) As at June