mainly decreased from the customers of the Government. According to the increased of the market competition both of the competitor and the pricing, some projects could not continue to extend the services
IPO proceeds. Debt to equity ratio was at 0.3 times. 4,486 4,486 6,754 3,559 3,559 2,943 (675) (3,195) Beginning cash and cash equivalents (31 Dec 2018) Net cash used in operating activities Net cash
debenture. As a result, the financing cost was reduced. As 30 September 2019, the Company debt to equity ratio (D/E) equal to 0.94 times. Page 3 Net Profit The Company net profit for the 9-month period ended
and consolidated of TTTBB liabilities. AIS maintained debt repayment capability with interest coverage ratio of 11.9x and Debt service coverage ratio of 1.6x, indicating strong EBITDA generation
expense 4,216 4,436 (220) (5.0) Interest on deposits 2,270 2,111 158 7.5 Interest on interbank and money market items 118 89 29 32.0 Interest on debt issued and borrowings 1,031 1,462 (430) (29.4) Fees and
Income Ratio (percent) 40.32 39.44 0.88 41.54 (1.22) Impairment Loss on Loans and Debt Securities During the second quarter of 2017, KBank and our subsidiaries had Baht 10,626 million of impairment loss
bearing debt to equity (Times) 0.21 0.23 0.23 Interest bearing debt to EBITDA (Times) 1.02 2.09 2.36 Current Ratio (Times) = Current assets divided by current liabilities EBITDA to sales revenue
requirement by the Bank of Thailand with the capital adequacy ratio as of end of March 2021 at 16.75%. For Capital market business, the market share (SET and mai excluding proprietary trading) of Kiatnakin
expenses. The repayment can be made from cash flow from operation activities. As at June 30, 2017, the consolidated current ratio was 1.59 times, the net debt to equity ratio was low at 0.31: 1. The Company