Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking
Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been
investing activities of Baht 19 million. 6. Forward Looking The Company expects that this year it will be able to achieve sales growth of c.5%, which is lower than its original projection of 10-15%. We
correctness of the information contained herein. Further, nothing in this document should be construed as constituting legal, business, tax or financial advice. This material contains “forward-looking
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participants. Expert speakers included (1) Ms. Warapan Wongsarkham, a value investor and an inspirational speaker, who has successfully created passive income for her retirement, (2) Ms. Narumol Boonsanong
has created the ESG Product Platform as an empowering tool for investors to access information on sustainable and responsible financial products and make confident decisions on their investments. This
educational activities and resources for visitors who had experienced investment scams. It also promoted an engaging song titled “Looks Too Good? Don’t Fall for It,” which was created as part of a creative
continuous AI implementation and created the AI/ML Governance Guideline to outline expectations for capital market business operators regarding the responsible and risk-aware use of AI under appropriate