for period of the second quarter ended 30 June 2018, for your information and publication. In the second quarter of 2018, the Company and its subsidiaries recorded the net profit in the amount of

169.47 49.05% Cost of rendering of services (228.29) (355.37) (127.08) 55.67% Gross profit 117.24 159.63 42.39 36.16% Other income 0.10 0.69 0.59 570.56% Services expenses (4.59) (6.83) (2.24) 48.74

110.47 64.81 (45.67) -41.34% Cost of rendering of services (76.99) (51.03) 25.97 -33.73% Gross profit 33.48 13.78 (19.70) -58.84% Other income 0.60 0.30 (0.29) -49.55% Services expenses (1.29) (1.20) 0.09

64.81 79.00 14.20 21.91% Cost of rendering of services (51.03) (56.57) (5.54) 10.86% Gross profit 13.78 22.43 8.65 62.81% Other income 0.30 1.37 1.07 356.61% Services expenses (1.20) (1.24) (0.04) 3.27

clarifies the performance as follows: During the first quarter of 2020, the Company had the total revenue and share of profit and net profit of THB 1,277.8 mm and THB 99.3 mm, respectively. If excluding FX

32.8 Profitability Ratio Gross Profit Margin (%) 9.4 16.4 Operating Profit Margin (%) 1.6 9.7 EBITDAR Margin (%) 12.7 19.8 Net profit Margin (%) (1.4) 4.5 Return on Equity (%) (1.2) 4.2 Efficiency Ratio

Profit Margin (%) (27.2) 1.6 EBITDA Margin (%) (2.2) 6.8 Net profit Margin (%) (45.3) (1.4) Return on Equity (%) (25.2) (1.2) Efficiency Ratio Return on Assets (%) (11.2) (0.6) Return on Fixed Assets

Company recorded the other incomes from gain on sales of bad debt at the amount of 329 million baht. Details of each business can be described as follows: Profit and Loss Statement (Consolidated) Unit

to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 4Q/23 %QoQ FY22 FY23 %YoY FY22 FY23

income surged significantly, especially the 19% increase in bad debt recovery. However, this year the Company will focus on fee-based income expansion. Revenues Structure Profit and Loss Statement Unit