downward trend of interest rate during Q3/2020. As a result of the discussed factors, our profit for three-month period of Q3/2020 was Baht 34.9 million versus Baht 30.8 million in Q3/2019 or equivalent to

from investment scams via various new forms and channels. In this regard, the SEC has observed a persistent trend of investment scams related to the capital market, with scammers often using online

/02/62 14:27 น. 5 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) Year Change 4/2018 3/2018 4/2017 3/2018 4/2017 2018 2017 (%) Net profit * 8,101 9,030 8,496 (10.3

growth. Turning crisis into opportunity, OSP promptly responded to health and hygiene trend with hand sanitizer products via OEM operation and own product launches under various brands, namely Babi Mild

for the three-month period of year 2018 and 2017 Unit: Million Baht Q1’2018 Q1’2017 Increase (Decrease) % Change Sales income 14,874.75 14,270.69 604.06 4.23% Rental and service income 499.08 481.06

debt to equity ratio was 0.42 time and the consolidated net debt to equity ratio was considerably low at 0.27 time. Financial Highlights 1Q 2018 1Q 2017 Change THB million % Sales THB million % Sales THB

128,745 Change 92,046 32,320 7,842 -13,460 364,758 % Change 11.0 11.0 9.8 (14.4) 154.5 In overall, the Company and its subsidiaries had the net profit in the year 2018 at 128.7 MB increased 364.8 MB by

รวมรายได้อื่น) Q4 2561 Q4 2560 YoY change YoY % change หน่วย: ล้านบาท รายได้จากการขายและบริการ 266.92 209.13 57.79 28% ก าไรจากอัตราแลกเปล่ียน 1.06 0.44 0.00 0% รายได้อ่ืน 1.07 2.19 -1.12 -51% รวมรายได้

ratio did not exceed 3.00 times, which is the covenant for bank loans and debentures. 4 Income Statement For the nine-month ended September 30 Change Unit: Million Baht 2019 2018 Amount % Revenues from

12.48 -0.16 -2.63 2.79 18.79 -15.11 -121.08 อตัราก าไรขัน้ตน้ (%) 20.08 15.40 18.09 2.69 17.48 -1.99 -9.91 อตัราก าไรสทุธิ (%) 4.59 -0.07 -1.24 -1.16 -16.10 -5.83 -126.93 หน่วย : ลา้นบาท Change