rating of “A-” (Single A Minus) with “Stable” outlook , and the rating of LH Bank’s Basel III Tier 2 capital securities is “BBB” (Triple B Straight). Branch Network As of the third quarter of 2020, Land

LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight). Analysis of Operating Results The analysis of operating results of Land and Houses Bank Public Company Limited performance is

rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has

than the peak in Q1 2018 therefore easing somewhat the 2019 cost pressure. The optimization in plant layouts, internal logistics and peak electricity consumption has resulted in cost savings that have

expansion of 5.0% from the end of 2018. SMEs loans were Baht 25,124 million, contracted by 6.1%. SMEs loan comprises of several business sectors including Apartment & Hotel, Logistics, Commercial & Industrial

refined glycerine capacity mentioned above, the Company has to import crude glycerine from overseas. Therefore, the Company has strategy to use sea freight service provided by AI Logistics Company Limited

1 บริษัท เอ็นซีแอล อินเตอรเ์นช่ันแนล โลจิสติกส ์จ ำกัด (มหำชน) NCL INTERNATIONAL LOGISTICS PUBLIC COMPANY LIMITED ที่ NCL-M 15/62 วนัที่ 13 สงิหาคม 2562 เรื่อง ค าอธิบายและวิเคราะห์ของฝ่ายจัดการของ

country’s leading parcel delivery company. This acquisition is a significant step on our path to establishing our O2O ecosystem. By enhancing our logistics capabilities, we are able to facilitate better

Company and Prospect Logistics and Industrial Leasehold Real Estate Investment Trust (the “Trust”). The Trust manager is in the process of preparing documents to be submitted to The Securities and Exchange

same as backup plan for critical production lines, together with logistics and distribution preparation for the crisis. The sales and marketing plans have been adapted to ensure proper response to the