has selected in the Universe of ESG 100 securities group of 2018. Results of the Quality Assessment of the Annual General Meeting of Shareholders Thai Investors Association has assessed the Annual

in the Universe of ESG 100 securities group of 2018. Results of the Quality Assessment of the Annual General Meeting of Shareholders Thai Investors Association has assessed the Annual General Meeting

outsource อย่างน้อยปีละ 1 ครั้ง (2) นโยบายการ outsource (“นโยบายฯ”) เพ่ิมเติมรายละเอียดที่ต้องระบุในนโยบายฯ ดังนี้ (2.1) แนวทางการประเมินความเสี่ยง (self-assessment) ที่เหมาะสม : เพ่ิมเติมให้ผู้ประกอบธุรกิจ

analysis of accounts receivable aging and assessment of past debt collection experience. Accordingly, the Corporate Group has experienced very little bad debts and has not found any irregularity in 2018 and

for payment. The Corporate Group has established policy for setting provision or allowance for doubtful debts which is based on the analysis of accounts receivable aging and assessment of past debt

มปัีญหาหนี้ครัวเรอืนทียั่งอยู่ในระดับสงู ทําใหป้ระชาชน ยังระมัดระวงัการจับจ่ายใชส้อยภาคครัวเรอืนอยู่ (ทีม่า : Quarterly Economic Assessment and Outlook ครัง้ที ่3/2560 ธนาคารกรุงเทพ จํากดั (มหาชน)) การวเิ

receivable aging and assessment of past debt collection experience. Accordingly, the Corporate Group has experienced very little bad debts and has not found any irregularity in 2017 and there was no bad debt

for transactions, requirement to obtain approval from or report to senior management, face-to-face contact with the client or his ultimate beneficial owners or ultimate controlling persons, assessment

controlling persons, assessment on the effectiveness of clients’ KYC/CDD measures and controls in case of omnibus accounts, or closely monitoring of clients’ transactions. Clause 16. Notwithstanding the

owners or ultimate controlling persons, assessment on the effectiveness of clients’ KYC/CDD measures and controls in case of omnibus accounts, or closely monitoring of clients’ transactions. Clause 16