: (1) Authorization; (2) Recording accounting entries and information and; (3) Custody of assets. 11. The organization selects and develops general control activities over technology to support the

for Bangkok real estate business in 2019 and necessity to increase caution in business operation, the management maintain positive view over luxury condominium1 market, appraising from sales volume of

risk (Stage 3) was 5.6% decreased from 5.8% at the end of previous year, mainly from caution on new loan under the third wave of COVID-19 situation and some of the customers able to repay and accelerated

year. For default receivables in credit risk (NPL Stage 3) was 5.2% decreasing from 5.8% at the end of previous year, mainly from caution on new loan under the third wave of COVID-19 situation and

% decreasing from 5.8% at the end of previous year as a result from caution on new loan and customer’s relief measures from COVID-19 situation. In the end of fourth quarter of 2021, the consolidated coverage

Companies and Muang Thai Life Assurance PCL 50 4.6 Capital Requirements 52 4.7 Credit Ratings 54 5. Operations of Support Groups 57 5.1 Human Resource Management 57 5.2 IT Management 60 6. KASIKORNBANK’s

Performances of K Companies and Muang Thai Life Assurance PCL 28 4.6 Capital Requirements 29 4.7 Credit Ratings 30 5. Operations of Support Groups 32 5.1 Human Resource Management 32 5.2 IT Management 34 1 1

, selling expense increased in relation to client entertainment expenses to support the sale of projects under development overseas. - Administrative expenses For the year 2018, administrative expenses are

Boonterm kiosk, the company has developed an intelligent kiosk that adds functionality of selling SIM cards, and authentication services (e-KYC) to support the opening of electronic bank accounts and SIM

support the growth of business continuity render to these selling expenses are increase. . Administration expenses The Group has administration expenses increase from the same period of previous year Baht