and provided the loans considering process quickly. The bank has divided the loan services into 3 business sectors consists of Big Corporate and Corporate Loan, SMEs and SME Loan, and Retail Loan

in the investigation process. In addition, the administrative expenses had been increased as a result of a provision and an amortization of non- refundable deposits amounting to Baht 42.73 million due

other countries in the region. However, amid changing perspectives among certain groups of foreign investors prompted by their concern about the domestic political situation both before and after the

closing the share register book under Section 255 of the Securities Act. Step 3 ACO I will proceed with its tender offer process for the purchase of all securities of the Company from every shareholder of

collection of the names of shareholders by closing the share register book under Section 255 of the Securities Act. Step 3 ACO I will proceed with its tender offer process for the purchase of all securities of

ACO I will proceed with its tender offer process for the purchase of all securities of the Company from every shareholder of the Company as provided under the Securities Act and the Tor Chor. 12/2554

from the covid-19 situation resulting in higher expected credit loss amount during 3Q20 when comparing to the same period last year. For loan portfolio, the Bank continues to focus on asset quality

SITUATION Thailand economic situation in Q4/2019 in Central and Eastern area were contracted compared to the same period of 2018 due to global economic and domestic consumption weak, that were impacted from

appliances. Therefore, the Company has allocated resources and services to facilitate and support consumer’s needs and provide products promptly amid the uncertainty and constrained situation. Financially, the

situation. As a result, income from both domestic consumption and foreign tourists increased. • Gross Profit margin in Q1/2023 was 63.6%, increased from 60.6% in Q1/2022, mainly due to increase in the