came from both an increase of Baht 468 million, or 2.93 percent in non-interest income, which was derived mainly from revenue from capital market products and rising net fees and service income, and an

revenue from hotel business improved despite the stronger THB and gain from sale of other long-term investment. Earnings before interest, tax, depreciation and amortization (EBITDA) was THB 465 million in

retained earnings under the Company's financial statement, to the shareholders, at an amount totaling THB 500,000,000 at the rate of THB 0.50 per share and set the record date on August 23, 2019; and to pay

, comprised decrease of interest rates of loans from bank since the fourth quarter of 2019. Additionally, bank also cut MLR rate in the first and the second quarters of 2020. Tax income (expense) Q2-2019 Q1

) - (870.5) N.A.(

interest on loan of financial institutions ; (d) investments in securities, derivatives and other financial instruments; (e) receivables of securities purchased to order; (f) receivables of margin loan and

bank deposits; (b) securities purchased under reverse repurchase agreement with accrued interests; (c) promissory notes and bills of exchange issued by financial institutions under the law on interest on

purchased under reverse repurchase agreement with accrued interests; (c) promissory notes and bills of exchange issued by financial institutions under the law on interest on loan of financial institutions1

the average THB/USD exchange rate strengthened 4% to THB/USD 33.93 in 2017 from THB/USD 35.30 in 2016. The Microelectronics divisions' sales revenue increased 6% [+2% THB] in 2017 over 2016. The

* Excludes foreign exchange rate effects and gain on equity interest in an associate] Sales Revenue Consolidated sales revenue in Baht terms declined slightly to Bt3,113.9 million in 1Q19, representing a