to minimize the effects of this project. The Company has proposed solutions and discovered important issues. The Meeting of the Board of Directors No. 2/2018 of the Company resolved significant matters

Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been obtained from several sources, and Bangkok Commercial Asset Management

Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been

identified as a Domestic Systemically Important Bank (D-SIB), to have additional capital to meet the Higher Loss Absorbency (HLA) requirement, which gradually raised the Common Equity Tier 1 ratio by 1.00

involve known and unknown risks, uncertainties and other important factors beyond the Company’s control that could cause the actual results, performance or achievements of the Company to be materially

profit after tax stated in the separate financial statements and after deduction for various reverses. Therefore, it depends on the economy and the future of the Company’s operation as important. 7.2

deduction for various reverses. Therefore, it depends on the economy and the future of the Company’s operation as important. 7.2 Rights in Dividend for Subscribers of Capital Increase VAVA will receive

for Identification and Supervision of Domestic Systemically Important Banks (D-SIBs) Bank of Thailand issued Notification of BOT No. SorNorSor.16/2560 regarding Guidelines for Identification and

.) ได้ออกประกาศในเดือนกันยายน 2560 เรื่องแนวทางการระบุและ ก ากับดูแลธนาคารพาณิชย์ที่มีนัยต่อความเส่ียงเชิงระบบ (Domestic Systemically Important Banks: D-SIBs) ซ่ึงก าหนดให้ ธนาคารในฐานะธนาคารพาณิชย์ที่มี

บริษทั ไฮโดรเท็ค จํากดั Therefore, the Company shall purchase and accept a transfer of SUTGH’s entire business, which are all assets and debts, including but not limited to, right, responsibility