available-for-sale securities as a result of the capital market volatility. Summary of Performance of the Bank and subsidiaries Percentage 2Q17 1H17 2017 1Q18 2Q18 1H18 Loan growth 2.8 4.1 9.3 5.7 4.3 10.2
market volatility. Summary of Performance of the Bank and subsidiaries Percentage 2Q17 1H17 2017 1Q18 2Q18 1H18 Loan growth 2.8 4.1 9.3 5.7 4.3 10.2 NPLs/ Total Loans (excluding interbank) 5.8 5.8 5.0 4.7
subsidiaries Percentage 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018 Loan growth 4.8 9.3 5.7 4.3 3.5 3.8 18.5 NPLs/ Total Loans (excluding interbank) 5.0 5.0 4.7 4.5 4.2 4.1 4.1 Total loan loss reserve/ Total NPLs
administrative expenses as a percentage of revenues represented 42% - Bad debt and doubtful accounts In the fiscal year ended February 28, 2018, the bad debt and doubtful accounts in the consolidated financial
total revenues. Considering the Company’s separate financial statement, the operating and administrative expenses as a percentage of revenues represented 37% in the third quarter of 2019. - Bad debt and
size calculation Criteria Percentage 1. Net tangible assets (NTA) 4.03% 2. Net profit 27.11% 3. Total consideration 7.65%% 4. Equity share value - 1) Details of the acquired assets The acquired assets
the Company’s financial statement, the operating and administrative expenses as a percentage of revenues decreased to 40% in 2016. 4 - Bad debt and doubtful accounts In the fiscal year 2016, the bad
services Shareholding Ratio in NU before and after the transaction Name of Shareholders Before transaction After Transaction Amount of Shares Percentage Amount of Shares Percentage 1. NMG 30,599,999 90
as a result the shareholding after the completion transaction will be changed as follows: List of Shareholder Pre - Acquisition Post - Acquisition Number of Shares Percentage Number of Shares