1 No. ACC 2019/004 13 August 2019 Subject : Management Discussion and Analysis for the three-month and six-month period ended 30 June 2019 To : President The Stock Exchange of Thailand Index Living

วันที่ 25 กุมภาพันธ์ 2558 August 14, 2020 Subject: Management’s Explanation and Analysis for the 3 months and 6 months period ended June 30, 2020 Attention: Director and Manager The Stock Exchange of

9 9. Source of Investment Capital The source of funding for the acquisition of ordinary shares of COMASS will come from the Company’s working capital and loan granted from a financial institution. In

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

Ref. PDI/BK-BS-011/2019 25th February 2019 Re: Management Discussion and Analysis (MD&A) For the year ended December 31, 2018 To: President The Stock Exchange of Thailand Due to depletion of Mae Sod

. OCMSET1905/002 May 8, 2019 Subject: Report the operating result for the year ended March 31 ,2019 by more than 20 percent. Dear Director and Manager The Stock Exchange of Thailand According to the resolution

Ref. PDI/BK-BS-036/2019 10th May 2019 Re: Management Discussion and Analysis (MD&A) For the three-month period ended March 31, 2019 To: President The Stock Exchange of Thailand PDI reassessed its

) FOR THE PERIODS (99.50) 210.75 (2.73) 523.36 Unit: Million Baht CONSOLIDATED FINANCIAL STATEMENTS 2nd Quarter 1st Half Sales and services of 2Q 2018 reached 1,233.12MB, a decrease of 10% from 1,371.41MB

financial statement as at June 30, 2018. As a result, the Bank shall disclose the information to the Stock Exchange of Thailand and seek approval from the Board of Directors according to the Notification of

services in that project which is not yet due for payment. Liabilities under financial arrangement agreements (Both Current portion and Net of current portion) decreased by 100.9 MB because of in 2021, the