priority and through 2 Zen Corporation Group Public Company Limited 662 Soi Onnuch 17, Suanluang, Bangkok 10250 THAILAND. Tel: 02-0195000 controlling expenses and other various actions the group has been
Revenue 6,520.5 6,726.6 (206.1) (3.1) Total Operating Expenses 5,862.2 6,042.3 (180.1) (3.0) Profit 503.7 541.6 (37.9) (7.0) Overview of operations in 2023, total revenue, total expenses, and net profit for
their credit bureau and the customers can use this service all branches. 4.6 Goods and Services Payment Service includes utility charges, credit card, insurance premiums, other expenses and automatic
developed the innovative products and digital financial services as to accommodate time saving for the customers, reduce expenses and make it easy to use. For example; 3.1 Internet Banking on Mobile (LH Bank
-related fees. The Bank’s operating expenses were Baht 11.9 billion, a decrease of 1.3 percent, with an expenses to operating income ratio of 41.9 percent. Net profit (attributable to the Bank) for the third
period 846.4 1,837.0 (990.6) (53.9) Plus: Finance Cost 1,839.6 1,753.6 86.0 4.9 Income tax expenses 472.0 939.4 (1) (467.3) (49.8) Less: Dividend income 389.6 442.2 (52.6) (11.9) Interest received 116.8
expenses of the Company during this period increased by 6.1 percent mainly from higher average market fuel price and additional cost related to employee benefits according to new Labor Protection Act The
their credit bureau and the customers can use this service all branches. 4.6 Goods and Services Payment Service includes utility charges, credit card, insurance premiums, other expenses and automatic
developed the innovative products and digital financial services as to accommodate time saving for the customers, reduce expenses and make it easy to use. For example; 3.1 Internet Banking on Mobile (LH Bank
Transaction For the three-month period ended September 30, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income 4,696,115 4,200,604 495,511 11.8 Interest expenses 1,469,129 1,289,834 179,295 13.9