1 No. ACE-ACC-3/2024 13 August 2024 Subject Management Discussion and Analysis for the period ended 30 June 2024 To President The Stock Exchange of Thailand Absolute Clean Energy Public Company

1 No. ACE-ACC-4/2024 13 November 2024 Subject Management Discussion and Analysis for the period ended 30 September 2024 To President The Stock Exchange of Thailand Absolute Clean Energy Public

asset quality management for its loan portfolio and focus on expanding into profitable segment with better asset quality taking into careful considerations the economic conditions. As such, the overall

” section on KBank’s website. 9 Risk Management Structure1) 1) Data as of December 31, 2018 Key Developments to Strengthen Risk Management KBank places the great emphasis on effective and proactive risk

- ร่าง - 1 May 28, 2019 Subject Management Discussion and Analysis for the year ended 31st March 2019 To President of the Stock Exchange of Thailand Secretary of the Office of Securities and Exchange

- ร่าง - 1 May 28, 2018 Subject Management Discussion and Analysis for the year ended 31st March 2018 To President of the Stock Exchange of Thailand Secretary of the Office of Securities and Exchange

2- and 3-Carrier Aggregation (CA) technology. During the quarter, the competition focused on acquiring/maintaining quality customers in postpaid segment through handset campaigns and pricing strategy

-19 crisis. Revenue contribution Revenue by segment (THB mn) 3M 2019 3M 2020 YoY (%) Advertising 261 270 3.1% Domestic Advertising 261 182 -30.2% Billboard & Other 153 101 -34.2% Street Furniture

the need of low-end segment amid economic difficulties. Home broadband, on the other hand, received strong demand from consumers needing to work and study at home amid the government’s tightening

mobile market remained elevated with continued low-price unlimited data plans, especially in the prepaid segment i.e. 150-200 Baht for 4-15mbps unlimited data. There is also 5G offerings at a lower price