Profit Margin 6 12 15 Q1/21 Q1/22 6.6% 7.5% 6. Finance Cost: Finance cost arises from the recognition of lease liabilities from the adoption of Thai Financial Reporting Standards 16 Leases (TFRS 16). The
from December 31, 2019. The increase was primarily attributable to the adoption of financial reporting standards relating to leases standard (TFRS 16). As at June 30, 2020, the interest-bearing debt
of Financial Position 8 6. Finance Cost: Finance cost arise from the recognition of interest expense from the adoption of Thai Financial Reporting Standards 16 Leases (TFRS 16). The company has no
; (ข) International Financial Reporting Standards (IFRS) (ค) Financial Accounting Standards (FAS)  
) International Financial Reporting Standards (IFRS) (ค) Financial Accounting Standards (FAS) (ง) 
in employees’ expenses. Expected Credit Losses To allocate a provision in accordance with Thai Financial Reporting Standard No. 9: Financial Instruments (TFRS 9), the bank has considered the expected
) (27.6) N.A.(
prepared in accordance with the financial reporting standards in compliance with other criteria related to preparing financial statements under the Notification of the Capital Market Supervisory Board
for the most recent quarter prior to filing the application shall meet the following criteria: (a) the financial statements shall be prepared in accordance with the financial reporting standards in
financial statements shall be prepared in accordance with the financial reporting standards in compliance with other criteria related to preparing financial statements under the Notification of the Capital