member cards increased 4% y-y. For branch development network, the Company has opened 2 new branch and closed down 6 branches to save operation cost. As a result, the Company has 107 branches, opened AEON
2018 Raimon Land Public Company Limited | 27 February 2019 4 / 5 Financial Cost Most of financial cost resulted from loan interest borrowed to develop projects, which are capitalized as development costs
property development business amounting of 0.72 Million Baht, as the construction process of the project 7. Financial Cost increased 3.02 Million Baht, or 108.63% because the Group using short term credit
8.3 Housing loan 20,516 8.8 18,642 8.2 10.1 Commercial Lending 56,151 24.1 55,813 24.4 0.6 Real Estate Development loan 30,682 13.1 29,052 12.7 5.6 SMEs loan 25,470 10.9 26,760 11.7 (4.8) Corporate
7,627 3.3 7,040 3.1 8.3 Housing loan 20,516 8.8 18,642 8.2 10.1 Commercial Lending 56,151 24.1 55,813 24.4 0.6 Real Estate Development loan 30,682 13.1 29,052 12.7 5.6 SMEs loan 25,470 10.9 26,760 11.7
13.2 Commercial Lending 58,116 24.4 55,813 24.4 4.1 Real Estate Development loan 31,240 13.1 29,052 12.7 7.5 SMEs loan 26,876 11.3 26,760 11.7 0.4 Corporate Lending 28,915 12.1 23,873 10.4 21.1 Special
loan 22,632 9.1 21,663 9.1 4.5 Commercial Lending 63,469 25.6 60,899 25.6 4.2 Real Estate Development loan 34,492 13.9 31,591 13.3 9.2 SMEs loan 28,977 11.7 29,308 12.3 (1.1) Corporate Lending 26,349
8,130 3.0 (4.2) Micro SMEs loan 7,684 2.8 7,635 2.8 0.6 Housing loan 27,316 10.0 25,413 9.5 7.5 Commercial Lending 58,779 21.5 58,149 21.7 1.1 Real Estate Development loan 29,066 10.6 27,991 10.4 3.8 SMEs