of return swap (TRORS) 3. บริษัทจัดการต้องไม่ใช้สัญญาเครดิตอนุพันธ์เพื่อเลี่ยงเกณฑ์การกระจายตัวการลงทุนของกองทุน เช่น กรณีที่กองทุนลงทุนเต็ม junk limit แล้ว ผู้จัดการกองทุนเข้าทำสัญญาเครดิตอนุพันธ์

of collateral; (c) total sum of the following liabilities: 1. payables with obligations to return borrowed securities, only in the portion not exceeding the value of collateral; 2. payables under

with obligations to return borrowed securities, only in the portion not exceeding the value of collateral; 2. payables under pledged securities; 3. payable for client account; 4. payable under securities

from the date of calculation, only in the portion no more than the value of collateral; (c) total sum of the following liabilities: 1. payables with obligations to return borrowed securities, only in the

business plan in the future and creates a return to the shareholders. Thus, you have been informed for your acknowledgment. Sincerely Yours, -Singed - (Mr. Suphot Sirikulapas) Chief Executive Officer

/2019 onward. The Company pursues its target to achieve a record high in earning for 3rd year consecutively and continue to create a return for the shareholders. Thus, you have been inform for your

(x) 1.69 1.93 (0.24) The increase in current portion from long-term loan Return on Equity (%) 0.79 1.96 (5.95) The decrease of operational performance Debt-to-Equity Ratio (x) 0.20 0.19 0.01 The

2Q/2019, 2Q/2018 and 1Q/2019 Key Financial Ratio 2Q/2019 2Q/2018 1Q/2019 Current ratio (x) 4.9 4.0 5.2 EBITDA to sales revenue (%) 2.7 3.2 5.0 Net profit to sales revenue (%) (0.7) (43.7) 0.8 Return on

conditions precedent as specified in SPA. 11. Opinion from the Board of Directors The Board of Directors considered that the expected rate of return and associated risks of this transaction are reasonable and

Synergy strategy. And the Company plan to start an insurance business in InsurTech Business platform to enhance return to the shareholders. Thus, you have been inform for your acknowledgment Yours