management strategies and resolve the situation. Please be inform accordingly, Yours sincerely, (Mr. Kitti Phuathavornskul , Ms.Netirad Sang- ngam)
company closely monitors the situation in order to adjust strategy, management, and resolve any situation in a timely manner. For the collective financial statement, the Company Group earns from
registered as social enterprises under the Social Enterprise Promotion Act B.E. 2562 (2018) must have the main objective to resolve issues in or to develop communities, societies, or the environment. They
increased by 9% y-y, especially in personal loan and hire purchase products as well as continued growth from bad debt recovery by 33% y-y. The revenue from overseas subsidiaries grew by 60% y-y as a result of
shares had been traded with the new par starting July 13, 2017. As of the end of 2Q2017, we had Baht 7,206.3 million of Net Interest-Bearing Debt. Our financial position is strong as reflected from the
risks from internal and external factors such as severe droughts, a rise in unemployment and household debt as well as the global outbreak of the Coronavirus (COVID-19) since early 2020. However, the
-year average of 68.0 percent. Consequently, employment contracted by 0.7 percent. Private consumption slightly softened due to stagnant farm and non-farm income growth. Moreover, household debt, which
)% 53,878 52,953 1.7% Non-interest income 12,295 13,534 11,321 (9.2)% 8.6% 36,145 39,385 (8.2)% Operating expenses 12,679 14,108 12,878 (10.1)% (1.5)% 38,975 38,832 0.4% Impairment loss of loans and debt
% from the previous year due to with repayment from projects with debt continuously as a result financial costs decreased. As of 31st December 2018, the Company had a Debt to Equity ratio of 1.21 times, an
which came from additional investments in investments in associated companies and fixed assets. Net cash from financing activities was Baht 1,496.09 million mainly from increased short-term debt. As a