which was tax expenses Baht 8.77 million. It is increased by Baht 12.02 million from decreasing of profit and the reversal of allowance for doubtful accounts has no deferred tax assets in the previous

%. Trade and Other Receivable As of 31st December 2018, trade accounts receivable and other receivables shown the value as the net realized gain amounting to 132.60 million baht, decreased by 6.8 million

Assets 1,171.3 22.3% 2,310.6 27.6% 1,139.3 97.3% Loans receivable from purchase of accounts receivable -Net 3,816.7 72.7% 5,418.2 64.8% 1,601.5 42.0% Other long-term investment 104.3 2.0% 124.4 1.5% 20.1

business2 Percentage 4.39 4.78 4.63 11.217 Allowance for doubtful accounts to NPLs3 Percentage 10.37 8.70 7.69 7.46 Cash collection from NPA management business to net NPAs4 Percentage 31.83 24.88 29.12

Liabilities as of year 2019, mainly due to a decrease of debt under trust receipt and accounts payable and other payables. ZIGA INNOVATION PUBLIC COMPANY LIMITED 999/9,10,11 MOO 9 NAIKLONGBANGPLAKOD

December 31, 2019, plunging by Baht 28 .35 million or 3 2 .04 % from Baht 88 .48 million as at December 31, 2018 mainly as a result of a decrease in trade accounts payable of Baht 30 million, a decrease in

to 0.5 times in 2019. This mainly resulted from repayment Trade accounts payable and long term loan from financial institution. The Financial Statements is attached herewith for your acknowledgement

for purchase of foreign currencies of not more than USD200,000. 3. Relaxed rules related to foreign currency deposit (FCD): Types of FCD accounts are reduced to two, i.e., FCD account for general

3 million as at December 31, 2019, plunging by Baht 28 .35 million or 3 2 .04 % from Baht 88 .48 million as at December 31, 2018 mainly as a result of a decrease in trade accounts payable of Baht 30

at December 31, 2018 mainly as a result of a decrease in trade accounts payable of Baht 30 million, a decrease in short-term loans from related persons and companies of Baht 8.40 million, an increase