(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

customers are well known and have good reputation in the IC, and electronics industry. Provision is made of amounts outstanding over 90 days and amounts which the management believe may be doubtful. Accounts

by Baht 9.82 million or 7.80% from 2016 as a result of the 2016 tax payment and fully payment 2016 outstanding liabilities which occurred from construction of Phra Nakorn Sri Ayutthaya Branch. 3

received the invoice of outstanding costs carried forward from the previous period. As a result, the unbilled payables have decreased. Income tax payable decreased by 13.6 MB representing decrease of 42.1

5.41% from 2016 mainly from decrease in accrued tax as a result of 2016 tax payment and fully payment 2016 outstanding liabilities which occurred from construction of Phra Nakorn Sri Ayutthaya Branch. 3

cash dividend payment at Baht 0.9 per share for 1,185,193,444 shares outstanding, total amount to be paid out (paid out from net profits after deduction of twice amount of some expenses: this makes the

is made of amounts outstanding over 90 days and amounts which the management believe may be doubtful. Accounts receivable were 63 days in 2017, 61 days in 2016 and 59 days in 2015. Trade Receivables