system, has boosted retail sales this quarter. In the second half of 2024, our company's IT product sales have significantly recovered. This positive trend is expected to continue into the Q4/2024, even

the year 2019. Loans consist of Big Corporate & Corporate at 76.0%, followed by Retail at 12.7% and SMEs & SSME at 11.3% of total loans. When classified by type of business, most portion of loans was

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