million or -37.88% YoY. This was due to the decline in average user spending on digital content services. Even though the average number of digital content users per month in 2022 was 6.07 million, up from

significantly increased from Q3–2023. This is because the number of delivered projects in Q3–2024 has increased, especially those with delivery values of 10 million baht or higher. The large projects delivered in

Company had services income from digital solutions of THB 30.25 million, increased by THB 1 4 .4 6 million or +91.62% YoY, due to the increase in number of solutions and user spending through the solutions

platform that can meet customers’ needs in every aspect of their lives by leveraging our strengths as Thailand’s number-one digital banking provider and enhancing our services under three-pronged approach

sluggish effecting from Trade War which impacted the global economic sentiment. However, the Thai economy is attributed mainly by number of factors, namely 1.) Growth in Tourism sector particularly in 2H19 2

company 686 750 815 9% 19% 1,557 1,565 1% Earning per share (Baht/share) 0.46 0.50 0.54 8% 17% 1.04 1.04 0% Weighted average number of common share (Million) 1,498 1,498 1,498 0% 0% 1,498 1,498 0% 1H/2017Q2

to support the Company’s core business operation with general trade terms and conditions. Connected persons/ juristic persons Characteristic of connected transaction Transaction amount (Thousand Baht

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

Companies Concerning the Connected Transactions, 2003, dated 19 November 2003 (as amended), the company will comply with the rules. 1.3 General Characteristic and Size of the Transaction 1.3.1 Characteristic

shareholders and stakeholders, it is instrumental in making KBank a Bank of Sustainability. A number of activities were undertaken with a focus on efficient performance of duties. They included: • Communicating