) a warning stating that “investment contains certain risks; investors are recommended to study related information before making investment decision”; (3) in advertising long-term equity fund and

recommended to study related information before making investment decision”; (3) in advertising long-term equity fund and retirement mutual fund, the securities company shall have a warning statement that

offeror [CIS operator] may request a waiver in a written form to the SEC Office before the submission period ends whereby the offeror [CIS operator] shall clarify reasons for such waiver and specify the

Expenses 3,602 4,026 4,035 0.2% 12% 3,076 3,844 25% Profit before tax income 1,439 1,169 1,450 24% 1% 1,797 1,454 -19% Income tax expenses 355 231 291 26% -18% 317 259 -18% Net profit for the period 1,149

% Other expenses 1 -83% 8 2 -8% 6 1 -83% Total Expenses 4,305 -3% 8,035 8,340 4% 7,052 7,953 13% Profit before tax income 1,170 28% 2,351 2,620 11% 2,846 2,509 -12% Income tax expenses 239 23% 550 530 -4

1,327 8 6,057 5,298 1,381 2 4% 6% 4% -71% 5,217 4,265 1,385 8 5,502 5,167 1,436 1 5% 21% 4% -87% Total Expenses 4,398 6% 12,192 12,739 4% 10,875 12,107 11% Profit before tax income 1,421 35% 3,405 4,041

% 860% Total Expenses 4,644 5.6% 16,218 17,382 7.2% 14,636 16,524 12.9% Profit before tax income 909 5.8% 4,573 4,950 8.2% 5,081 4,591 -9.6% Income tax expenses 180 -36.0% 1,000 996 -0.4% 947 881 -7.0

4,446 16% Profit before tax income 1,450 909 805 (12%) (45%) 1,454 802 (45%) Income tax expenses 291 180 161 (11%) (45%) 259 132 (49%) Net profit for the period 1,115 692 617 (11%) (45%) 1,194 670 (44

-355.1 -5.0% Gross Profit 707.7 1,026.1 -318.4 -31.0% Gross Profit Margin (%) 9.5% 12.6% -3.1% SG&A expenses 459.9 440.4 19.5 4.4% Loss on exchange rate 0.0 35.4 -35.4 -100.0% EBIT before share of profit

expenses 2,060,064 1,767,737 292,327 16.5 Impairment loss on loans and debt securities 433,670 167,093 266,577 159.5 Profit from operating before income tax expenses 1,844,833 1,868,124 (23,291) (1.2) Income