November 14, 2019 Re: Clarification of the operating results of company and its subsidiaries for the six months period end of June 30, 2019 To: President The Stock Exchange of Thailand K.C. Property

1/4 August 13, 2020 Re: Clarification of the operating results of company and its subsidiaries for the six months period end June 30, 2020 To: President The Stock Exchange of Thailand K.C. Property

May 14, 2020 Re: Clarification of the operating results of company and its subsidiaries for the three months period end March 31, 2020 To: President The Stock Exchange of Thailand K.C. Property

(Translation) 1/4 November 16, 2020 Re: Clarification of the operating results of company and its subsidiaries for the nine months period end September 30, 2020 To: President The Stock Exchange of

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED 30

1 Translation CEN 012-2019 May 14, 2019 Subject Management discussion and analysis for business operation Quarter 1-2019 To The Manager and President The Stock Exchange of Thailand For 3 months

Ref. No. 1805/025EN May 14, 2018 Subject Management Discussion and Analysis for Q1/2018 (Ending March 31, 2018) To Director and Manager of the Stock Exchange of Thailand Ubis (Asia) Public Company

“Stock Exchange”) and the shareholders. The details on the offer of financial assistance or the Granting of Loan Transaction are set out in the Information Memorandum on Connected Transaction with respect

provide household tasks. On the contrary, in 2018, the Company was no one-time expense regarding listed on the Stock Exchange of Thailand . Financing Costs The financing costs of financial institutions for