customer base within value chains, especially among businesses with brighter growth prospects, namely construction materials, energy, automobiles and parts, and consumer goods. In this quarter, KBank

construction and construction materials, consumer goods and communications  Introduction of commercial loan programs under Portfolio Guarantee Scheme Phase 8 (PGS8) which features commercial loans guaranteed by

a business in providing a technical or academic service; and to survey, study, research, analyze, and examine engineering materials and tools; and to design, evaluate, conclude, report, and control an